Rockstone Lending, a small-business funding broker in Yuma, Arizona, works with lending partners that fund construction and specialty trade contractors, restaurants and food service, medical and dental practices, and retailers and wholesalers financing inventory. Each industry page covers common financing needs, Yuma County Census data and what partners review. Partners make the credit decisions. Call (928) 436-5545 or apply online.
Start with how your industry works
Each industry page looks at what businesses in that field commonly finance, what Census and labor data show about that industry in Yuma County, what lending partners tend to ask for, and which local offices are worth knowing. How each product works, such as how a line of credit revolves or how an equipment lease ends, is explained once on the product pages, starting with our comparison of business loan options.
Rockstone Lending connects you with lending partners; partners make credit decisions and set rates and terms. If your industry isn't listed below, call (928) 436-5545 and ask before you apply.
Construction and specialty trades
Contractor financing covers equipment, such as excavators, dump trucks and trailers, and the labor and materials a job needs before its draws are paid. Yuma County had 384 construction employer establishments in 2023, and just over half of them had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023, Yuma County). A separate Census count found 1,466 construction businesses with no paid employees in 2024 (Census Nonemployer Statistics 2024, Yuma County).
Read about contractor and construction equipment financing
Restaurants and food service
Restaurant financing covers kitchen equipment, remodels, second locations and supplier bills. The page also explains merchant cash advances, which are not loans, for restaurants that take card payments every day. The county had 264 restaurants and other eating places with paid employees in 2023, and only 38 of them had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023, Yuma County).
Read about restaurant and food service financing
Medical and dental practices
Practice financing covers imaging and dental equipment, office build-outs and working capital while insurance claims are being paid. Yuma County had 104 offices of physicians and 46 offices of dentists with paid employees in 2023 (U.S. Census Bureau, County Business Patterns 2023, Yuma County).
Read about medical and dental practice financing
Retail and wholesale inventory
Businesses that hold stock finance it before they sell it, through a line of credit, a loan or financing secured by the inventory itself. The county had 460 retail and 157 wholesale employer establishments in 2023 (U.S. Census Bureau, County Business Patterns 2023, Yuma County).
Read about inventory financing for retailers and wholesalers
By Rockstone Lending · Updated
